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Page8>BUSIneSS DeSCRIPTIOn
Legal documents filed with your state or municipality
Page9>BUSIneSS DeSCRIPTIOn, exPlaIneD
growth patterns and forecasts.
Page10>ManaGeRS & eMPlOYeeS
.
.
ésumés
Page11>OPeRaTIOnS & lOCaTIOn
Include proposed rentals, leases or purchases of furniture,
uppliers names, addresses, products or services supplied, costs/
quotes, delivery/shipping fees, turnaround, terms of sales,
contracts, and a purchasing plan.
Details about assistance from your suppliers.
Provide a copy of the deed if you own the business location.
If buying the location, include a purchase-and-sale agreement
and related legal documents. An appraisal of the building, the
assets and liabilities along with an environmental inspection, will
be done by the lender.
If your location is leased, include a copy of the lease
(or proposed lease) with
terms, conditions, and cost.
health, environmental, and occupational safety).
Include a floor plan,
blueprint or plot plan (if constructing location).
Pages12-15>MaRKeTInG
staff, reps, agents, brokers or wholesalers.
Page16>BUYInG a BUSIneSS
legal documents that apply to the purchase
Page18>lOan ReQUeST
-
down of
Pages20&21>PeRSOnal FInanCIal STaTeMenT
market value with the date.
Provide the face amount and cash surren-
der value, name of insurance companies and beneficiaries.
original cost, and the present market value. Also include the mort-
gage account number, loan balance, and the monthly payment.
Other property: Any pledged as security/collateral. Include the
name and address of lien holder, lien amount, and payment terms.
original loan balance, current loan balance, payment amount,
and what collateral is used for security.
owed to, the amount, when paymentt is due, and whether
there is a lien on any property.
Page21>PeRSOnal FInanCIal STaTeMenT
and real estate deeds.
Page22>BalanCe SheeT
and an interim statement (not more than two months old).
sheet the day after the loan closes).
Page24>
InCOMe & exPenSe STaTeMenT (orP&L)
Three years’ fiscal year end statements, plus
an interim statement (not more than two months old).
Provide projections month by month for the first year, quarterly for
the second year and lump sum for the third year.
The aPPenDIx comes at
the end of your business plan.
It includes all the details and
documents that support your
business plan.
The first page of your should be a listing
order they are referred to in your business plan.
The grows so it’s a good idea to use a
In general, your should include:
a) estimates for anything being purchased
b) estimates on any work to be done
c) copies of documents related to loans, mortgages,
and accounts payable to be refinanced
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aPPenDIx Items Checklist