UNIVERSITY OF MARYLAND, BALTIMORE SUMMARY OF BENEFITS
Revised 5/27/2021
* See Department Administrator for applicable leave package and holiday schedule
** State Subsidized Health Benefits, FSAs and Tuition Remission are not available to employees who work less than 50%.
Unsubsidized COBRA rates apply for Contingent II Contractual employees.
*** USM Life Insurance or Long Term Disability are not available to employees who work less than 50%
**** In proportion to % of time worked.
***** Retirement creditable service generally only counts when participating in a mandatory plan.
****** 75% State subsidy applies to Contingent I and II employees that work more than 30 hours per week (or an average of 130 hours per month or faculty teaching 9 credits or more a semester)
Benefits by Employment
Category
Regular (Faculty,
Exempt &
Non-Exempt)
50% FTE or more
Regular Part
Time Employees
Less than
50%FTE
Contingent II
Employees
Contingent I
Employees
Post-Doc
Fellows
Includes SOP
Residents
Graduate
Assistants
Leave Package
√
√
√
N/A
*
*
Holiday Schedule
√
√
√
N/A
*
*
Health Benefits & Flexible
Spending Accounts (FSA)
Health Insurance (Includes Vision &
Mental Health)
√
√
unsubsidized
benefits
√
State subsidy
for
Medical******
√
State subsidy
for
Medical******
√
N/A - Contact
Student
Health
Prescription Insurance
√
√
unsubsidized
benefits
√
State subsidy
for
Prescription
******
√
State subsidy
for
Prescription
******
√
N/A - Contact
Student
Health
Dental Insurance
√
√
unsubsidized
benefits
√
unsubsidized
benefits
√
unsubsidized
benefits
√
N/A - Contact
Student
Health
Flexible Spending Accounts
√
N/A
N/A
N/A
√
N/A
Income Protection
Life Insurance
(USM MetLife and MetLife)
√
√***
√***
MetLife
Only through
State of
MD***
√
N/A
Accidental Death &
Dismemberment Plan (AD&D)
√
√
√
√
√
N/A
Long Term Disability (LTD)
√
N/A
√***
N/A
√
√***
Education
Tuition Remission ****
√
No eligible if
less than 50%
Employee
Only at Home
Campus
N/A
Empl. Only
(at participating
campuses
Empl. Only
(at participating
campuses)
Tuition Reimbursement
√
N/A Faculty
N/A
N/A
N/A
N/A
N/A
E-Learning
(Online courses for employees)
√
√
√
N/A
√
√
College Savings Plans of Maryland
√
√
√
√
√
√
Retirement Plans - Mandatory
State Retirement & Pension System
(Defined Benefit Plan)
√
> 500 hrs/yr
N/A*****
N/A*****
N/A*****
N/A*****
Optional Retirement Program/ ORP
(Defined Contribution Plan)
√
N/A Non-Exempt
N/A*****
N/A*****
N/A*****
N/A*****
Retirement Plans - Supplemental
Supplemental Retirement Annuities
401k, 403b, 457b
√
√
√
√
√
√
UMB Campus Benefits
Direct Deposit
√
√
√
√
√
√
State Employees Credit Union
√
√
√
√
√
√
United Buying Services (Auto
Purchasing Assistance)
√
√
√
√
√
√
Bookstore, Athletic Center,
Computer Resources & Libraries
√
√
√
√
√
√
Employee Assistance Program
(EAP)
√
√
√
N/A
√
N/A
