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Medicare
This booklet provides basic information about Medicare
and coverage options. You can visit Medicare.gov or call
the toll-free number 1-800-MEDICARE (1-800-633-4227)
or the TTY number 1-877-486-2048 for the latest
information about Medicare.
What is Medicare?
Medicare is a federal health insurance program for people
age 65 or older. People younger than age 65 with certain
disabilities, permanent kidney failure, or amyotrophic
lateral sclerosis (ALS, also known as Lou Gehrig’s
disease), may also be eligible for Medicare. The program
helps with the cost of health care, but it doesn’t cover all
medical expenses or the cost of most long-term care. You
have choices for how you get Medicare coverage. If you
choose to have Original Medicare (Part A and Part B)
coverage, you can buy a Medicare Supplement Insurance
(Medigap) policy from a private insurance company.
Medigap covers some of the costs that Medicare does
not, such as copayments, coinsurance, and deductibles.
If you choose Medicare Advantage, you can buy a
Medicare-approved plan from a private company
that bundles your Part A, Part B, and usually Part D
(prescription drug coverage) into one plan.
Although the Centers for Medicare & Medicaid Services
(CMS) is the agency in charge of the Medicare program,
Social Security processes your application for Original
Medicare (Part A and Part B). We provide general
information about the Medicare program and can help
you get a replacement Medicare card. Notify us timely of
address changes, name changes, and deaths.
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Parts of Medicare
Social Security enrolls you in Original Medicare (Part A
and Part B).
• Medicare Part A (hospital insurance) helps cover
inpatient care in hospitals (including critical access
hospitals) and skilled nursing facilities (not custodial
or long-term care). Part A also pays for some home
health care and hospice care and inpatient care in a
religious non-medical health care institution.
• Medicare Part B (medical insurance) helps cover
medically necessary doctors’ services, outpatient
care, home health services, durable medical
equipment, mental health services, and other medical
services. Part B also covers many preventative
services.
Other parts of Medicare are run by private insurance
companies that follow rules set by Medicare.
• Supplemental (Medigap) policies help pay Medicare
out-of-pocket copayments, coinsurance, and
deductible expenses.
• Medicare Advantage Plan (previously known as
Part C) includes all benets and services covered
under Part A and Part B, plus prescription drugs and
additional benets such as vision, hearing, and dental,
bundled together in one plan.
• Medicare Part D (Medicare prescription drug
coverage) helps cover the cost of prescription drugs.
You can sign up for Original Medicare (Part A and Part B)
through Social Security’s online Medicare application.
Visit Medicare’s website, Medicare.gov, to get
more information about Original Medicare, Medicare
Advantage, or Part D coverage. You can download a copy
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of the publication Medicare & You (Publication No. CMS-
10050). You can also call the Medicare toll-free number at
1-800-633-4227; TTY users can call 1-877-486-2048.
A word about Medicaid
Medicaid and Medicare are 2 different programs.
Medicaid is a state-run program that provides hospital and
medical coverage for people with low income. Each state
has its own rules about who’s eligible and what Medicaid
covers. Some people are eligible for both Medicare and
Medicaid. For more information about the Medicaid
program, contact your local medical assistance agency,
social services ofce, or get state contact information at
www.Medicaid.gov.
Who can get Medicare?
Medicare Part A (hospital insurance)
People age 65 or older, who are citizens or permanent
residents of the United States, are eligible for Medicare
Part A. You’re eligible for Part A at no cost at age 65 if 1
of the following applies:
• You receive or are eligible to receive benets from
Social Security or the Railroad Retirement Board
(RRB).
• Your spouse (living or deceased, including a divorced
spouse) receives or is eligible to receive Social
Security or RRB benets.
• You or your spouse worked long enough in a
government job through which you paid Medicare
taxes.
• You are the dependent parent of a fully insured
deceased child.
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If you don’t meet these requirements, you may be able
to get Medicare Part A by paying a monthly premium.
Usually, you can purchase this coverage only during
designated enrollment periods.
NOTE: Even though the full retirement age for Social
Security is no longer 65, you should sign up for Medicare
3 months before your 65th birthday. You can apply at
www.ssa.gov.
Before age 65, you are eligible for Medicare Part A at no
cost if 1 of the following applies:
• You’ve been entitled to Social Security Disability
Insurance (SSDI) benets for 24 months.
• You receive a disability pension from the RRB and
meet certain conditions.
• You receive SSDI benets and have Lou Gehrig’s
disease (amyotrophic lateral sclerosis).
• You worked long enough in a government job through
which you paid Medicare taxes and have met the
requirements of the SSDI program for 24 months.
• You’re the child or surviving spouse age 50 or older,
including a divorced surviving spouse, of a worker
who has worked long enough under Social Security
or in a Medicare-covered government job. Also, you
meet the requirements of the SSDI program.
• You have permanent kidney failure (end-stage renal
disease) and you receive maintenance dialysis or a
kidney transplant and 1 of the following applies:
—You’ve worked long enough under Social Security or
the railroad retirement system.
—You’ve worked long enough in a Medicare-covered
government job.
—You’re the child or spouse (including a divorced
spouse) of a worker (living or deceased) who has
worked long enough under Social Security, or the
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railroad retirement system. Or, they have worked in
a Medicare-covered government job.
Medicare Part B (medical insurance)
Anyone who’s eligible for Medicare Part A at no cost
can enroll in Medicare Part B by paying a monthly
premium. Some people with higher incomes will
pay a higher monthly Part B premium. For more
information, visit our webpage Medicare Premiums:
Rules for Higher Income Beneciaries or visit
www.ssa.gov/benets/medicare/mediinfo.html.
If you’re not eligible for Part A at no cost, you can buy Part
B without having to buy Part A. You must be age 65 or
older and 1 of the following:
• A U.S. citizen.
• A lawfully admitted noncitizen who has lived in the
United States for at least 5 years.
You can only sign up for Part B during designated
enrollment periods. If you don’t enroll in Part B when
you’re rst eligible, you may have to pay a late enrollment
penalty for as long as you have Part B coverage.
Read the “Signing up for Medicare” section for more
information.
Medicare Advantage plans
If you receive your Part A and Part B benets directly
from the government, you have Original Medicare. If
you receive your benets from a Medicare Advantage
organization or other private company approved by
Medicare, you have a Medicare Advantage plan. Many of
these plans provide extra coverage and may lower your
out-of-pocket costs.
If you have Medicare Parts A and B, you can join a
Medicare Advantage plan. With these plans, you can’t
have a Medigap policy, because Medicare Advantage
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plans cover many of the same benets a Medigap policy
covers. This includes benets like extra days in the
hospital after you’ve used the days that Medicare covers.
Medicare Advantage plans include all the following:
• Health Maintenance Organization (HMO) plans.
• Preferred Provider Organization (PPO) plans.
• Private Fee-for-Service (PFFS) plans.
• Special Needs Plans (SNPs).
If you decide to join a Medicare Advantage plan, you
use the health card that you get from your Medicare
Advantage plan provider for your health care. Also, you
might have to pay a monthly premium for your Medicare
Advantage plan because of the extra benets it offers.
You can enroll in a Medicare Advantage plan during
your Initial Enrollment Period (IEP), as explained
under the “Signing up for Medicare” section, once
you become eligible for Medicare. You can also enroll
during the annual Medicare open enrollment period from
October 15 to December 7 each year. The effective date
for the enrollment is January 1 of the following year. For
example, if you signed up on November 8, 2023, your
coverage would become active on January 1, 2024. There
are also special enrollment periods for some situations.
Medicare Part D (Medicare prescription drug
coverage)
Anyone who has Original Medicare (Part A or Part
B) is eligible for Medicare prescription drug coverage
(Part D). Part D benets are available as a stand-alone
plan or built into Medicare Advantage, unless you
have a Medicare private fee-for-service (PFFS) plan.
The prescription drug benets work the same way in
either plan. Joining a Medicare prescription drug plan
is voluntary and you pay an extra monthly premium
for the coverage. Some beneciaries with higher
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incomes will pay a higher monthly Part D premium.
For more information, visit our webpage Medicare
Premiums: Rules for Higher Income Beneciaries, or visit
www.ssa.gov/medicare/mediinfo.html.
If you don’t enroll in a Medicare prescription drug plan
when you’re rst eligible, you may pay a late enrollment
penalty if you join a plan later. You’ll have to pay this
penalty for as long as you have Medicare prescription
drug coverage. However, you won’t pay a penalty if you
have Extra Help (see the “Extra Help” section below),
or another creditable prescription drug plan. To be
creditable, the coverage must pay, on average, at least as
much as Medicare’s standard prescription coverage.
You can enroll during your IEP (as explained under
the “Medicare” section) once you become eligible for
Medicare. You can also enroll during the annual Medicare
open enrollment period from October 15 to December 7.
The effective date for the enrollment is January 1 of the
following year. There are also special enrollment periods
for some situations.
Rules for higher-income beneciaries
If you have higher income, the law requires an adjustment
to your monthly Medicare Part B (medical insurance)
and Medicare prescription drug coverage premiums. We
call the additional amount the income-related monthly
adjustment amount. This affects less than 5% of people
with Medicare, so most people don’t need to pay a higher
premium.
If you’re single and your income is above $103,000,
or married with an income above $206,000, you are
considered to be a higher-income beneciary. For more
information, visit our webpage Medicare Premiums: Rules
for Higher Income Beneciaries.
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Monthly Medicare premiums for 2024
The standard Part B premium for 2024 is $174.70. If
you’re single and led an individual tax return, or married
and led a joint tax return, our online chart applies to
you, regardless of your income. If you disagree with the
decision about your income-related monthly adjustment
amounts, you have the right to appeal. You can nd more
information on our webpage Medicare Premiums: Rules
for Higher Income Beneciaries.
Medicare Savings Programs (MSP)
If you can’t afford to pay your Medicare premiums and
other medical costs, you may be able to get help from
your state. States offer Medicare Savings Programs for
people entitled to Medicare who have limited income.
Some programs may pay for Medicare premiums and
some pay Medicare deductibles and coinsurance. To
qualify, you must have Medicare Part A and have limited
income and resources.
You can go online to get more information about these
programs from Medicare’s costs webpage by visiting
www.medicare.gov/basics/costs. Find the link titled,
“Get help with costs.” You can also read Get Help With
Your Medicare Costs: Getting Started (Publication No.
CMS-10126).
Only your state can decide if you qualify for help under
these programs. To nd out, contact your state or local
medical assistance (Medicaid) agency, social services, or
welfare ofce.
Extra Help
You may also be able to get Extra Help paying for the
monthly premiums, annual deductibles, and prescription
co-payments related to the Medicare prescription drug
program. You may qualify for Extra Help if you have
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limited resources and income (tied to the federal poverty
level). These resources and income limits usually change
each year. You can check for the current numbers at
www.ssa.gov/medicare/part-d-extra-help.
You automatically qualify and don’t need to apply for Extra
Help if you have Medicare and meet 1 of the following
conditions:
• Have full Medicaid coverage.
• Have Supplemental Security Income (SSI).
• Take part in a state program that pays your
Medicare premiums.
For more information about getting help with your
prescription drug costs or to apply for Extra Help, visit us
at www.ssa.gov/medicare/part-d-extra-help. You can
also contact Social Security for more information.
Signing up for Medicare
When should I apply?
If you live in Puerto Rico, you don’t automatically get Part
B. You must sign up for it. See “Initial Enrollment Period
for Part B” below for more information or read Medicare
in Puerto Rico (Publication No. 05-10521).
Some People Get Part A and Part B Automatically
If you’re already getting benets from Social Security or
the RRB, you’ll automatically be enrolled in both Part A
and Part B starting the 1
st
day of the month you turn 65.
If your birthday is on the 1
st
day of the month, Part A and
Part B will start the 1
st
day of the prior month. If you’re
under 65 and have a disability, you’ll automatically get
Part A and Part B after you get disability benets from
Social Security for 24 months. Also, you’ll automatically
get Part A and Part B after you get certain disability
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benets from the RRB. If you have ALS, you’ll get Part A
and Part B automatically the month your SSDI benets
begin.
NOTE: Medicare Part B is voluntary and you must pay a
premium if you decide you want the coverage, unless you
get help from your state.
If You Are 65 and Not Getting Social Security or
Railroad Retirement Benets
If you’re approaching age 65 and not receiving benets,
you should contact us about 3 months before your 65
th
birthday to sign up for Medicare. You should sign up for
Medicare even if you don’t plan to retire at age 65.
However, if you are eligible for Medicare and your medical
insurance coverage is through a current employer’s
group health plan, Medicare has a Special Enrollment
Period (SEP) to sign up for Medicare Part B. This SEP
qualies you to delay enrolling in Medicare Part B without
having to wait for a General Enrollment Period (GEP) and
paying the penalty for late enrollment. You can nd more
information, under the section titled “Special Enrollment
Period for people covered under an employer group
health plan”.
Getting Your Medicare Card
After you enroll in Medicare, you’ll receive a red, white,
and blue Medicare card showing whether you have
Part A, Part B, or both. Keep your card in a safe place
so you’ll have it when you need it. If your card is lost
or stolen, you can request a replacement card online
by setting up a personal my Social Security account at
www.ssa.gov/myaccount, or call our toll-free number
at 1-800-772-1213, TTY 1-800-325-0778. You’ll also
receive Medicare & You (Publication No. CMS-10050), a
handbook that describes your Medicare benets and plan
choices.
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Other enrollment situations
You should also contact us about applying for Medicare if
1 of the following applies:
• You’re a surviving spouse with a qualifying disability
and between age 50 and age 65, but haven’t applied
for disability benets because you’re already getting
another kind of Social Security benet.
• You’re a government employee and have a disability
that occurred before age 65.
• You, your spouse, or your dependent child has
permanent kidney failure.
• You had Medicare Part B in the past, but dropped the
coverage.
• You turned down Medicare Part B when you rst got
Part A.
• You or your spouse worked for the railroad industry.
Initial Enrollment Period for Part B
If you are already getting benets from Social Security
or the RRB, you will automatically get Part A and Part B
starting on the 1
st
day of the month when you turn 65. If
your birthday is on the 1
st
day of the month, Part A and
Part B will start the 1
st
day of the prior month.
You will need to choose which way to get your Medicare
health coverage:
• Original Medicare — includes Part A and Part B.
You can buy supplemental coverage from a private
company to help pay your out-of-pocket costs. You can
also add Medicare drug coverage (Part D).
• Medicare Advantage — a Medicare-approved plan
from a private company that bundles your Part A, Part
B, and usually Part D (prescription drug coverage) into
1 plan. Most plans include extra benets like vision,
hearing, dental, and more.
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If you’re under 65 and have a disability, you’ll
automatically get Part A and Part B after you get SSDI
benets or certain disability benets from the RRB after
24 months.
If you are not receiving Social Security or Railroad
Retirement benets at age 65, you can sign up for Part
A and Part B. You can do so during the 7-month period
that begins 3 months before the month you turn 65. This
period includes the month you turn 65 and ends 3 months
after the month you turn 65.
NOTE: If you don’t enroll in Part B when you’re rst
eligible for it, you may have to pay a late enrollment
penalty for as long as you have Part B coverage. Also,
you may have to wait to enroll, which will delay this
coverage.
When does my enrollment in Part B become
eective?
If you accept the automatic enrollment in Medicare Part B
or if you enroll during the rst 3 months of your age
65 IEP, your coverage will start with the month you’re
rst eligible. If you enroll during the last 4 months, your
coverage will start the 1
st
day of the month after you sign
up.
The following chart shows when your Medicare Part B
becomes effective:
If you enroll in this month
of your Initial Enrollment
Period
Your Part B Medicare
coverage starts
1 to 3 months before you
reach age 65
The month you reach
age 65.
The month you reach age
65 or 1 to 3 months after
you reach age 65
The 1
st
day of the month
after you sign up.
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General Enrollment Period for Part B
If you don’t enroll in Medicare Part B during your IEP, you
have another chance each year to sign up during a GEP
from January 1 through March 31. Your coverage starts
the
1
st
day of the month after you sign up. However, you may
have to pay a late enrollment penalty for as long as you
have Part B coverage. Your monthly premium will go up
10% for each 12-month period you were eligible for Part B,
but didn’t sign up for it.
Medicare Advantage Open Enrollment Period for
people leaving Medicare Advantage plan
If you’re in a Medicare Advantage plan, you can leave
that plan and switch to Original Medicare from January
1 through March 31. If you use this option, you also
have until March 31 to join a Medicare Part D (Medicare
prescription drug plan). Your coverage begins the 1
st
day
of the month after the plan gets your enrollment form.
Special Enrollment Period for people covered
under an employer group health plan
If you’re 65 or older and covered under a group health
plan, either from your own or your spouse’s current
employment, you may sign up for Medicare Part B during
your SEP. This means that you may delay enrolling in
Medicare Part B without having to wait for a GEP and
paying the penalty for late enrollment. There are limits,
so we strongly advise you to contact us up to 3 months
before your 65th birthday if you are unsure of your
situation.
The SEP rules allow you to do 1 of the following:
• Enroll in Medicare Part B any time while you or your
spouse have a group health plan based on current
employment.
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• Enroll in Medicare Part B during the 8-month period
that begins the month after the employment ends or
the group health coverage ends, whichever happens
rst.
You can’t enroll using an SEP until your IEP is over. If
your employment or the employer-provided group health
plan coverage ends during your IEP, see the enrollment
chart under the “When does my enrollment in Part B
become effective?” section.
When you enroll in Medicare Part B while you’re still in the
group health plan, or during the 1
st
full month when you
are no longer in the plan with current employment, your
coverage begins either:
• On the 1
st
day of the month you enroll.
• By your choice, on the 1
st
day of any of the following 3
months.
If you enroll during any of the remaining 7 months of the
SEP, your Medicare Part B coverage begins on the 1
st
day of the following month.
If you don’t enroll by the end of the 8-month period, you’ll
have to wait until the next GEP, which begins January 1 of
the next year. You may also have to pay a late enrollment
penalty for as long as you have Part B coverage, as
described previously.
If you get SSDI benets and have coverage under a large
group health plan (100 or more employees) from either
your own or a family member’s current employment, you
may also have an SEP. If so, you have premium rights
similar to those for current workers age 65 or older.
NOTE: COBRA and retiree health coverage don’t count
as current employer coverage.
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Signing up for Part B during the Special
Enrollment Period
You can do 1 of the following:
1. Go to “ Apply Online for Medicare Part B During a
Special Enrollment Period” and complete CMS-40B
and CMS-L564. Then, upload your evidence of Group
Health Plan or Large Group Health Plan.
2. Fax your CMS-40B and employer-signed CMS-L564
forms to your local Social Security ofce.
3. Mail your CMS-40B and employer-signed CMS-L564
to your local Social Security ofce.
NOTE: When completing the CMS-L564:
• State, “I want Part B coverage to begin (MM/YY)” in
the remarks section of the CMS-40B form or online
application.
• If your employer is unable to complete Section B,
please complete that portion as best as you can on
behalf of your employer without your employer’s
signature. Then, submit 1 of the following forms of
secondary evidence:
—Income tax returns that show health insurance
premiums paid.
—W-2s reecting pre-tax medical contributions.
—Pay stubs that reect health insurance premium
deductions.
—Health insurance cards with a policy effective date.
—Explanations of benets paid by the group health
plan or large group health plan.
—Statements or receipts that reect payment of health
insurance premiums.
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Choices for receiving health services
Medicare beneciaries have choices for getting health
care services.
You can get more information about your health care
choices from the following publications:
• Medicare & You (Publication No. CMS-10050) —
CMS mails this guide to people after they enroll in
Medicare and sends them an updated version each
year after that.
• Choosing a Medigap Policy: A Guide to Health
Insurance for People with Medicare (Publication No.
CMS-02110) — This guide describes how other
health insurance plans supplement Medicare and
offers some shopping hints for people looking at those
plans.
To get a copy of these publications visit
Medicare.gov/publications or call the toll-free number,
1-800-MEDICARE (1-800-633-4227). If you’re deaf or
hard of hearing, call TTY 1-877-486-2048.
If you have other health insurance
Medicare Part A (hospital insurance) is free for almost
everyone. You have to pay a monthly premium for
Medicare Part B (medical insurance). If you already
have other health insurance when you become eligible
for Medicare, you may wonder if it’s worth the monthly
premium costs to sign up for Part B.
The answer varies with each person and the kind of other
health insurance you have. Although we can’t give you
“yes” or “no” answers, we can offer information that can
help you decide. We can also advise if you’ll be subject to
a late enrollment penalty if you delay signing up.
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If you have a private insurance plan
Get in touch with your insurance agent to see how your
private plan ts with Medicare Part B. This is especially
important if you have family members who have coverage
under the same policy. And remember, just as Medicare
doesn’t cover all health services, most private plans don’t
either. In planning your health insurance coverage, keep
in mind that most nursing home care isn’t covered by
Medicare or private health insurance policies.
NOTE: For your own protection, do not cancel any
health insurance you now have until after your Medicare
coverage begins.
If you have insurance from an employer-provided
group health plan
By law, group health plans of employers with 20 or
more employees have to offer current workers and their
spouses who are age 65 (or older) the same health
benets as younger workers.
If you or your spouse are still working and covered under
an employer-provided group health plan, talk to the
personnel ofce before signing up for Medicare Part B.
If you have a Health Savings Account
You can’t contribute to your Health Savings Account
(HSA) once Medicare Part A or Part B coverage begins.
However, you may use money that’s already in your HSA
after you enroll in Medicare to help pay for deductibles,
premiums, copayments, or coinsurance. If you contribute
to your HSA after your Medicare Part A or Part B
coverage starts, you may have to pay a tax penalty.
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Remember, premium-free Part A coverage begins 6
months before the date you apply for Medicare (or Social
Security/RRB benets), but no earlier than the 1
st
month
you were eligible for Medicare. To avoid a tax penalty, you
should stop contributing to your HSA at least 6 months
before you apply for Medicare. If unsure of how Medicare
Parts A or B will work with your employer coverage,
talk with your employer about your HSA options. We
recommend you have this discussion up to 6 months
before you turn age 65.
If you have health care protection from other
plans
If you have TRICARE (insurance for active-duty, military
retirees, and their families), your health benets can
change or end when you become eligible for Medicare.
This applies for any reason, regardless of age or place
of residence. If you’re retired from the military or are
a military retiree’s family member, you must enroll in
Part A and Part B once you become eligible to keep
TRICARE coverage. You can nd a military health
benets adviser at milconnect.dmdc.osd.mil or
call the Defense Manpower Data Center, toll-free at
1-800-538-9552 (TTY 1-866-363-2883), before you decide
whether to enroll in Medicare Part B.
If you have health care protection from the Indian Health
Service, Department of Veterans Affairs, or a state
medical assistance program, contact those ofces. They
can help you decide if it’s to your advantage to have
Medicare Part B.
IMPORTANT: If you have VA coverage and don’t enroll
in Part B when you’re rst eligible, you may have to pay
a late enrollment penalty. This penalty applies for as long
as you have Part B coverage. Also, you may have to wait
to enroll, which will delay this coverage.
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For more information on how other health
insurance plans work with Medicare, visit
www.medicare.gov/publications to view the booklet
Medicare and Other Health Benets: Your Guide to Who
Pays First (Publication No. CMS-02179) or call Medicare’s
toll-free number, 1-800-MEDICARE (1-800-633-4227). If
you’re deaf or hard of hearing, call TTY 1-877-486-2048.
Contacting Us
There are several ways to contact us, such as online,
by phone, and in person. We’re here to answer your
questions and to serve you. For nearly 90 years, we have
helped secure today and tomorrow by providing benets
and nancial protection for millions of people throughout
their life’s journey.
Visit our website
The most convenient way to conduct business with us is
online at www.ssa.gov. You can accomplish a lot.
• Apply for Extra Help with Medicare prescription drug
plan costs.
• Apply for most types of benets.
• Start or complete your request for an original or
replacement Social Security card.
• Find copies of our publications.
• Get answers to frequently asked questions.
When you create a personal my Social Security account,
you can do even more.
• Review your Social Security Statement.
• Verify your earnings.
• Get estimates of future benets.
• Print a benet verication letter.
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• Change your direct deposit information (Social Security
beneciaries only).
• Get a replacement SSA-1099/1042S.
Access to your personal my Social Security account may
be limited for users outside the United States.
Call us
If you cannot use our online services, we can help you by
phone when you call our National toll-free 800 Number.
We provide free interpreter services upon request.
You can call us at 1-800-772-1213 — or at our TTY
number, 1-800-325-0778, if you’re deaf or hard of hearing
— between 8:00 a.m. – 7:00 p.m., Monday through
Friday. For quicker access to a representative, try calling
early in the day (between 8 a.m. and 10 a.m. local time)
or later in the day. We are less busy later in the week
(Wednesday to Friday) and later in the month. We
also offer many automated telephone services, available
24 hours a day, so you may not need to speak with a
representative.
If you have documents we need to see, they must be
original or copies that are certied by the issuing agency.
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Notes
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Notes
Social Security Administration | Publication No. 05-10043
January 2024 (Recycle prior editions)
Medicare
Produced and published at U.S. taxpayer expense
