✓ Loss of Public Coverage/Non-Employer Sponsored Insurance (non-ESI) Minimum Essential Coverage (MEC)
• Medicare A (premium-free Medicare Part A is MEC): Dated letter or statement from Social Security Administration
about you or your family’s Medicare eligibility or enrollment records.
• Medicaid/CHIP (“NJ FamilyCare”): Letter or statement from NJ FamilyCare or Medicaid showing your eligibility was
denied due to ineligibility for the program or termination, or showing that you get benefits from a program like NJ
FamilyCare’s “Plan First” which is not minimum essential coverage. Being denied for failure to respond to requests
from NJ FamilyCare to verify eligibility information does not qualify as being denied for Medicaid/CHIP.
• Veteran's Benefits: Dated letter from agency indicating loss of coverage; copy of card issued or letter from agency
showing future coverage start date; a letter from a government health program.
• Peace Corps: Dated letter with the expiration date for any previous or future health coverage or a letter showing
that you never had this type of coverage.
✓ Loss of Job-based coverage (on official stationery if appropriate):
• Health Insurance Cards showing coverage end date or a letter containing confirmation of health coverage and
expiration date
• Letter or other documentation from an employer or other documentation with termination of the health coverage
• Letter from an insurance company, including you or your dependent’s cancellation/termination from health coverage
• A letter regarding start or end of COBRA coverage
• The following documents may include only some of the information needed to confirm loss or upcoming loss of
coverage, so more than one document may need to be submitted to prove loss of coverage---
o Pay stubs, if you lost employer-sponsored coverage, including:
▪ 2 pay stubs from the past 1-3 months, one that shows a deduction for health coverage and another
which shows that the deduction ended in the past 60 days
▪ If a reduction in work hours caused you to lose coverage, you can submit one previous pay stub
that shows that you worked 30 or more hours and a deduction for health coverage, and a pay stub
from the past 60 days that shows that you worked less than 30 hours and no deduction for health
coverage.
✓ Loss of coverage due to divorce, legal separation, or death:
• Document showing you lost coverage because of divorce, legal separation, custody agreement, or annulment within
60 days of submitting your application, including: Divorce or annulment papers that show the date responsibility
ends for providing health coverage or proof that you stopped getting health coverage because of your relationship to
your former spouse.
• A death certificate or public notice of death and proof that you were getting health coverage because of your
relationship to the deceased person, like a letter from an insurance company or employer that shows the names of
the people on the health plan.
✓ If enrolled in a plan that ended before the end of the calendar year:
• A dated and signed copy of written verification from an insurance agent
• A dated letter from your insurance company stating when the coverage year ends.
✓ If do not have a document showing loss of MEC
• Submit a letter explaining the coverage you had, why and when you lost it or will lose it, and the reason you cannot
provide documents, and include a copy of any other documents that support the loss such as terminations papers
that do not mention insurance coverage.