How do husbands’ and wives’ incomes and
educational levels inuence giving in the
household?
• The impact of husbands’ and wives’ incomes
varies based on education and where they are on the
income spectrum. However, in the general population,
a husband having unearned income (from trusts or
investments) makes it signicantly more likely that a
household will give to charity, whereas a wife having
unearned income has no signicant impact on
whether the household donates.
• A husband’s or wife’s income seems to matter
dierently for dierent causes. An increase in the
husband’s income tends to increase the likelihood
and amount of giving to nearly every subsector; an
increase in the wife’s income tends to increase the
likelihood of giving to education, environment, and
basic needs organizations.
• A husband’s or a wife’s respective income does not
aect whether or not high net worth households give.
The high net worth husband’s income is positively
related to the amount of giving from the household,
both overall and to secular causes.
• Generally, dierences in education between husband
and wife do not impact the incidence or amount of
giving, for either the general population or the high
net worth sample.
METHODS
The information used in this study comes primarily
from two surveys on charitable giving: a
comprehensive national survey of charitable giving
(the Philanthropy Panel Study) and a study that
focuses on high net worth households (the Bank
of America/U.S. Trust Studies of High Net Worth
Philanthropy). The study also draws from a
database of publicly available data on million
dollar-plus charitable donations from U.S. donors
(the Million Dollar List), which helps provide
additional information on large gifts.
Unless otherwise specied, all key ndings listed
are for the general population, obtained from
Philanthropy Panel Study data.
SIGNIFICANCE AND IMPLICATIONS
This study, by using multiple data sets and
analyzing a variety of demographic factors,
contributes to a more vibrant picture of how
changes in American households aect giving,
and explains how and why men and women give
dierently in a deeper and more detailed way.
Not all women are the same, and neither are all
men. When research examines subgroups as divided
by age, income, and education and as aected by
marital status, it discovers dierences, which can be
small or dramatic. Research and fundraising
strategies that ignore these dierences are missing
out on an important facet of what aects how and
why people give. Paying heed to the dierences
noted in this study will support a better
understanding of giving.
This summary was prepared by Kathryn Tolley, WPI Graduate
Assistant, December 2016
This research was completed
with funding from the Bill &
Melinda Gates Foundation. The
ndings and conclusions
contained within are those of
the authors and do not
necessarily reect ocial
positions or policies of the
Bill & Melinda Gates Foundation.
Note: The full report, released September
2015, is available online at:
https://philanthropy.iupui.edu/institutes/
womens-philanthropy-institute/research/
gender-giving.html
wpiinfo@iupui.edu /womensphilanthropyinstitute @WPIinsights phialnthropy.iupui.edu/institutes/womensphilanthropy-institute
Note: The full report, released September 2015,
is available online at:
https://philanthropy.iupui.edu/GenderGiving