…..
2
The COL threshold is stated on the
Irish immigration homepage.
The threshold can be met by
personal or sponsored finances,
using accepted financial evidence
outlined under section 6.
5.3 Financial sponsorship
Anyone offering financial support to
your studies in Ireland is considered
a sponsor and must consent to the
sponsorship via your Financial
Summary Form (see section 7), or
via a separate signed declaration.
6 Financial evidence
Personal and sponsored finances
can be evidenced in many ways,
such as bank accounts, fixed-deposit
accounts, loans, bonds, provident
funds etc.
We do not accept market-linked
funds – such as crypto, stocks,
shares or mutual-funds – nor do we
accept gold valuations or chit-funds.
If you wish to have gold valuations
considered, the gold must be
liquidated into a bank account
or
converted to a gold loan.
We recommend that you simplify
your finances as much as possible.
Having your financial evidence
spread across multiple sponsors and
multiple holdings increases the risk
of refusal, due to unclear financial
evidence. Consolidate your finances
where possible.
Remember, applicants must
submit six months of their own
bank statement plus six months of
any declared sponsor. Verifiable
income tax return (ITRs)
acknowledgments should be
submitted for all appropriate parties.
6.1 Student loans
If you are availing of a student loan
then you must submit original
documentation in relation to that
https://www.irishimmigration.ie/coming-to-
study-in-ireland/what-are-my-study-options/a-
fee-paying-private-primary-or-secondary-
school/information-on-student-finances/.
Large deposits in bank accounts must be fully
declared and explained in your financial
summary form.
https://educationbondireland.com.
https://www.irishimmigration.ie/coming-to-
study-in-ireland/what-are-my-study-options/a-
fee-paying-private-primary-or-secondary-
loan. The sanction letter on its own is
not sufficient.
Where property is guaranteeing a
loan, the deeds of that property must
be submitted. Where the source of
funds is the sale of an asset (e.g.,
house or land) evidence of the sale
must be submitted.
The guarantor of a loan is a sponsor
and therefore must be declared in
the Financial Summary Form.
The principle amount loaned to the
applicant must be consistent with the
availability to repay, based on
existing income levels and terms of
the loan. Potential income increases
cannot be considered for the
availability to repay the loan.
6.2 Education bonds
Education bonds, such as
EduBond,
are accepted as long as
the source of funds used to pay for
them is accounted for.
7 Financial summary form (FSF)
The FSF
seeks to provide clarity to
the visa office in relation to required
finances and assistance to the
applicant in structuring their financial
evidence.
8 Processing times
Processing times are listed on the
NDVO website.
In addition, every Tuesday evening
and Friday morning a report detailing
all visa decisions made during the
reference period is posted online.
9 The appeals process
Where an application is refused and
the rights of appeal granted, the
appeal must be submitted within two
months of the initial refusal date.
Please note that, due to incoming
application volumes, student appeals
can take longer to assess than the
initial application.
school/information-on-student-
finances/#alternative.
https://www.irishimmigration.ie/coming-to-
study-in-ireland/what-are-my-study-visa-
options/how-to-apply-for-long-term-study-
visa/#guide
https://www.dfa.ie/irish-
embassy/india/visas/processing-times-
decisions-appeals/.
https://www.irishimmigration.ie/my-situation-
has-changed-since-i-arrived-in-ireland/third-
level-graduate-programme/.
Applicants should focus
on submitting a quality first time
application, as there is no guarantee
that an appeal will be processed in
time for your course start date.
If, at date of decision, your course
has started and no extension is
provided, your application will be
refused.
10 Post-study pathways
The Third Level Graduate Scheme,
permits graduates to work in Ireland,
for up to two years, without the need
of an employment permit.
11 Frequently asked questions
Further queries may be answered by
the FAQ on the Irish Immigration
website.
12 Checklist before you submit
Signed AVATS application form
All passports (missing passport must
be fully explained)
Letter of application/statement of
purpose, outlining the reasons for
selecting Ireland, your provider and
your course.
Course offer letter from your provider.
Evidence of course fee payment,
including electronic fund transfers
(section 5.1).
All previous qualifications, including
certificates and semester mark sheets.
English language test results (section
4).
Evidence of required finances
(sections 5 and 6).
Financial summary form (section 7).
Private medical insurance.
21
Police clearance certificates.
22
If applicable, a letter disclosing all
previous visa refusals with the original
refusal letters.
23
https://www.irishimmigration.ie/coming-to-
study-in-ireland/frequently-asked-questions-for-
students/
https://www.irishimmigration.ie/coming-to-
study-in-ireland/what-are-my-study-options/a-
fee-paying-private-primary-or-secondary-
school/private-medical-insurance/.
For all countries in which you held residence
permission in the five years prior to the date of
your visa application.
Failure to disclose will result in a refusal and
ban from future applications.