© 2024 Medicare Rights Center Helpline: 800-333-4114 www.medicareinteractive.org
Supplemental insurance
for Original Medicare
(Medigap plans)
Medigap plans
Medigaps are health insurance policies that offer standardized benefits to work with
Original Medicare (not Medicare Advantage). They are sold by private insurance com-
panies. If you have a Medigap, it pays part or all of certain remaining costs after Origi-
nal Medicare pays first. Medigaps may also cover health care costs that Medicare does
not cover at all, like care received when traveling abroad.
Remember, Medigaps only work with Original Medicare. If you have a Medicare Ad-
vantage Plan, you cannot buy a Medigap.
Choosing a Medigap plan
Depending on where you live, you have up to 10 different Medigap policies to choose
from: A, B, C, D, F, G, K, L, M and N. Medigap Plans C and F are only available to you
if you became eligible for Medicare before January 1, 2020. Four other plans (E, H, I
and J) stopped being sold to new members in 2010, but some people still have these
plans. Each lettered plan pays for a certain set of benefits. The benefits are the same
no matter which company sells the plan.
Listed below are things you should consider when choosing a Medigap plan. Make sure
to review the Medigap plan benefits chart for additional information.
• Plan A covers fewer costs than other Medigap plans.
• Plans F and G are the most comprehensive Medigaps. Plans C and D are also
very comprehensive.
• Plans K and L only cover part of your Part B coinsurance. Both plans pay
100% of your coinsurance after you reach an out-of-pocket maximum.
• Medigap plans are guaranteed renewable. That means that as long as you pay
the premium, you can keep your plan. However, premiums may change yearly.
How to use these charts
1. Medigap plan benefits: Use this chart to compare each plan’s benefits.
2. Comparison of monthly premiums: Use this chart to compare the monthly costs
of Medigap plans in your area.
Remember: The benefits for each lettered plan (e.g., Plan A) are the same no matter
which company sells it or what the premium is. Look for the best deal.
These premiums are subject to change. The charts provide information for this par-
ticular month.
© 2024 Medicare Rights Center Helpline: 800-333-4114 www.medicareinteractive.org
2024 Medigap plan benefits
For plans sold on or after June 1, 2010
A B C D F* G* K** L** M N
Hospital coinsurance
Coinsurance for days 61-90 ($408) and
days 91-150 ($816) in hospital; Pay-
ment in full for 365 additional lifetime
days
· · · · · · · · · ·
Part B coinsurance
Coinsurance for Part B services, such
as doctors’ services, laboratory and
x-ray services, durable medical
equipment, and hospital outpatient
services
· · · · · ·
50% 75%
·
Except $20 for
doctors visits
and $50 for
emergency visits
First three pints of blood
· · · · · ·
50% 75%
· ·
Hospital deductible
Covers $1,632 in each benefit period
· · · · ·
50% 75% 50%
·
Skilled nursing facility (SNF)
daily coinsurance
Covers $204 a day for days 21-100
each benefit period
· · · ·
50% 75%
· ·
Part B annual deductible
Covers $240 (Part B deductible)
· ·
Part B excess charges benefits
100% of Part B excess charges.
(Under federal law, the excess limit is
15% more than Medicare's approved
charge when provider does not take
assignment; under New York State
law, the excess limit is 5% for most
services)
· ·
Emergency care outside the U.S.
80% of emergency care costs during
the first 60 days of each trip, after an
annual deductible of $250, up to a
maximum lifetime benefit of $50,000.
· · · ·
· ·
100% of coinsurance for Part B-
covered preventive care services after
the Part B deductible has been paid
· · · · · · · · · ·
Hospice care
Coinsurance for respite care and other
Part A-covered services
· · · · · ·
50% 75%
· ·
Note: Plans C and F are only available to you if you became eligible for Medicare before January 1, 2020.
* Plans F & G also offer a high-deductible option. You pay a $2,800 deductible in 2024 before Medigap coverage starts.
** Plans K and L pay 100% of your Part A and Part B copays after you spend a certain amount out of pocket. The 2024 out-
of-pocket maximum is $7,060 for Plan K and $3,530 for Plan L.
Plans E, H, I, and J stopped being sold June 1, 2010. If you bought a Medigap between July 31, 1992 and June 1, 2010,
you can keep it even if it’s not being sold anymore. Your benefits are different from what’s on the chart above.
This chart doesn’t apply to Massachusetts, Minnesota and Wisconsin. Those states have their own Medigap systems.
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N A
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-29 140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Aetna Life Insurance $239.15
$207.56
$229.67
$318.21 $264.47 $318.21
$207.56
$229.67
$207.56
$229.67
$207.56
$229.67
$229.67 $318.21
Bankers Conseco $328.18 $285.56 $413.53 $328.18 $413.53 $285.56
$285.56
$328.18
$285.56 $285.56
$328.18
$413.53
EmblemHealth Plan, Inc. $185.48 $175.46 $194.87 $185.48 $194.87 $175.46 $181.39 $175.46 $175.46 $194.87
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$213.15 $213.15
$218.56
$235.96
$213.15
$218.56
$235.96
$213.15 $213.15
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$257.83 $257.83 $257.83
Globe Life Insurance $212.00 $212.00 $254.00 $212.00
$254.00
$285.00
$212.00 $212.00 $212.00 $212.00 $254.00
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
$273.74 $273.74 $273.74
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$265.26 $265.26
Humana $237.54 $237.54 $348.00
$237.54
$294.64
$348.00 $237.54 $237.54 $237.54 $237.54 $348.00
Mutual Of Omaha
$264.29
$279.37
$264.29
$279.37
$351.72 $279.37 $351.72 $264.29 $264.29 $264.29 $264.29
$279.37
$351.72
Transamerica Financial $151.00 $151.00
$213.00
$176.00 $213.00 $151.00 $151.00 $151.00 $151.00 $213.00
UnitedHealthcare
(AARP Program)
$175.75
$178.50
$175.75 $203.25 $178.50 $203.25 $175.75
$175.75
$178.50
$175.75
$178.50
$175.75
$178.50
$203.25
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N B
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-29 140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Aetna Life Insurance $272.33
$236.31
$261.52
$362.44 $301.19 $362.44
$236.31
$261.52
$236.31
$261.52
$236.31
$261.52
$261.52 $362.44
Bankers Conseco $495.32 $430.91 $624.28 $495.32 $624.28 $430.91
$430.91
$495.32
$430.91 $430.91
$495.32
$624.28
EmblemHealth Plan, Inc. $242.45 $229.40 $253.28 $242.45 $253.28 $229.40 $237.12 $229.40 $229.40 $253.28
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$302.90 $302.90
$310.57
$335.30
$302.90
$310.57
$335.30
$302.90 $302.90
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$366.37 $366.37 $366.37
Globe Life Insurance $274.00 $274.00 $328.00 $274.00
$328.00
$368.00
$274.00 $274.00 $274.00 $274.00 $328.00
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
$229.92 $229.92 $229.92
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$240.61 $240.61
Humana $268.11 $268.11 $392.90
$268.11
$332.61
$392.90 $268.11 $268.11 $268.11 $268.11 $392.90
Mutual Of Omaha
$384.69
$406.68
$384.69
$406.68
$512.25 $406.68 $512.25 $384.69 $384.69 $384.69 $384.69
$406.68
$512.25
Transamerica Financial $182.00 $182.00 $257.00 $212.00 $257.00 $182.00 $182.00 $182.00 $182.00 $257.00
UnitedHealthcare
(AARP Program)
$252.50
$256.50
$252.50 $291.75 $256.50 $291.75 $252.50
$252.50
$256.50
$252.50
$256.50
$252.50
$256.50
$291.75
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N C*
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-29 140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
EmblemHealth Plan, Inc. $288.56 $272.95 $300.87 $288.56 $300.87 $272.95 $282.08 $272.95 $272.95 $300.87
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$339.21 $339.21
$347.80
$375.51
$339.21
$347.80
$375.51
$339.21 $339.21
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$410.28 $410.28 $410.28
Globe Life Insurance $331.00 $331.00 $397.00 $331.00
$397.00
$444.00
$331.00 $331.00 $331.00 $331.00 $397.00
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
$285.65 $285.65 $285.65
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$300.77 $300.77
Humana $324.83 $324.83 $476.21
$324.83
$403.07
$476.21 $324.83 $324.83 $324.83 $324.83 $476.21
Mutual Of Omaha
$385.11
$407.13
$385.11
$407.13
$512.82 $407.13 $512.82 $385.11 $385.11 $385.11 $385.11
$407.13
$512.82
Transamerica Financial $235.00 $235.00 $333.00 $275.00 $333.00 $235.00 $235.00 $235.00 $235.00 $333.00
UnitedHealthcare
(AARP Program)
$327.50
$324.50
$327.50 $372.25 $324.50 $372.25 $327.50
$327.50
$324.50
$327.50
$324.50
$327.50
$324.50
$372.25
*Plans C, F and F+ are only available after January 1, 2020 to individuals who first become eligible for Medicare prior to January 1, 2020.
P L A N D
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-29 140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$402.75 $402.75 $402.75 $402.75 $402.75 $402.75
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$402.75 $402.75 $402.75
Globe Life Insurance $326.00 $326.00 $391.00 $326.00
$391.00
$438.00
$326.00 $326.00 $326.00 $326.00 $391.00
Mutual Of Omaha
$378.42
$400.05
$378.42
$400.05
$503.90 $400.05 $503.90 $378.42 $378.42 $378.42 $378.42
$400.05
$503.90
Transamerica Financial $216.00 $216.00 $306.00 $252.00 $306.00 $216.00 $216.00 $216.00 $216.00 $306.00
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N F*
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-29 140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Aetna Life Insurance $317.67
$275.61
$305.05
$422.90 $351.38 $422.90
$275.61
$305.05
$275.61
$305.05
$275.61
$305.05
$305.05 $422.90
Bankers Conseco $667.68 $581.73 $842.93 $667.68 $842.93 $581.73
$581.73
$667.68
$581.73 $581.73
$667.68
$842.93
EmblemHealth Plan, Inc. $508.59 $481.07 $530.29 $508.59 $530.29 $481.07 $497.18 $481.07 $481.07 $530.29
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$400.31 $400.31
$410.47
$443.18
$400.31
$410.47
$443.18
$400.31 $400.31
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$484.20 $484.20 $484.20
Globe Life Insurance $312.00 $312.00 $374.00 $312.00
$374.00
$419.00
$312.00 $312.00 $312.00 $312.00 $374.00
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
$541.54 $541.54 $541.54
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$490.68 $490.68
Humana $331.40 $331.40 $485.87
$331.40
$411.24
$485.87 $331.40 $331.40 $331.40 $331.40 $485.87
Mutual Of Omaha
$387.61
$409.78
$387.61
$409.78
$516.15 $409.78 $516.15 $387.61 $387.61 $387.61 $387.61
$409.78
$516.15
Transamerica Financial $237.00 $237.00 $335.00 $276.00 $335.00 $237.00 $237.00 $237.00 $237.00 $335.00
UnitedHealthcare
(AARP Program)
$332.00
$314.75
$332.00 $361.00 $314.75 $361.00 $332.00
$332.00
$314.75
$332.00
$314.75
$332.00
$314.75
$361.00
*Plans C, F and F+ are only available after January 1, 2020 to individuals who first become eligible for Medicare prior to January 1, 2020.
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N F+*
(HIGH DEDUCTIBLE)
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-29 140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Bankers Conseco $60.25 $52.53 $75.69 $60.25 $75.69 $52.53
$52.53
$60.25
$52.53 $52.53
$60.25
$75.69
EmblemHealth Plan, Inc.
$71.46
$67.59
$67.43 $74.00 $71.46 $74.00
$67.59
$67.43
$69.86
$69.86
$67.43
$71.46
$67.59
$67.59
$71.46
$67.59
$74.00
$71.46
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$78.43 $78.43 $78.43 $78.43 $78.43 $78.43
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$78.43 $78.43 $78.43
Globe Life Insurance $70.00 $70.00 $84.00 $70.00
$84.00
$94.00
$70.00 $70.00 $70.00 $70.00 $84.00
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
$121.15 $121.15 $121.15
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$98.15 $98.15
Humana $70.91 $70.91 $103.23
$70.91
$87.62
$103.23 $70.91 $70.91 $70.91 $70.91 $103.23
*Plans C, F and F+ are only available after January 1, 2020 to individuals who first become eligible for Medicare prior to January 1, 2020.
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N G
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-29
140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Aetna Life Insurance $305.19
$264.80
$293.07
$406.26 $337.56 $406.26
$264.80
$293.07
$264.80
$293.07
$264.80
$293.07
$293.07 $406.26
Bankers Conseco $615.47 $535.47 $775.81 $615.47 $775.81 $535.47
$535.47
$615.47
$535.47 $535.47
$615.47
$775.81
EmblemHealth Plan, Inc.
$291.64
$275.86
$275.18 $302.00 $291.64 $302.00
$275.86
$275.18
$285.09
$285.09
$275.18
$291.64
$275.86
$275.86
$291.64
$275.86
$302.00
$291.64
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$404.71 $404.71 $404.71 $404.71 $404.71 $404.71
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$404.71 $404.71 $404.71
Globe Life Insurance $290.00 $290.00 $348.00 $290.00
$348.00
$390.00
$290.00 $290.00 $290.00 $290.00 $348.00
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
$332.92 $332.92 $332.92
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$329.42 $329.42
Humana $360.66 $360.66 $528.85
$360.66
$447.60
$528.85 $360.66 $360.66 $360.66 $360.66 $528.85
Mutual Of Omaha
$359.03
$379.55
$359.03
$379.55
$478.04 $379.55 $478.04 $359.03 $359.03 $359.03 $359.03
$379.55
$478.04
Transamerica Financial $199.00 $199.00 $281.00 $232.00 $281.00 $199.00 $199.00 $199.00 $199.00 $281.00
UnitedHealthcare
(AARP Program)
$283.25
$268.50
$283.25 $308.00 $268.50 $308.00 $283.25
$283.25
$268.50
$283.25
$268.50
$283.25
$268.50
$308.00
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N G+
(HIGH DEDUCTIBLE)
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-
29
140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Bankers Conseco $60.25 $52.53 $75.69 $60.25 $75.69 $52.53
$52.53
$60.25
$52.53 $52.53
$60.25
$75.69
EmblemHealth Plan, Inc.
$65.36
$61.83
$61.67 $67.69 $65.36 $67.69
$61.83
$61.67
$63.90
$63.90
$61.67
$65.36
$61.83
$61.83
$65.36
$61.83
$67.69
$65.36
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$71.15 $71.15 $71.15 $71.15 $71.15 $71.15
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$71.15 $71.15 $71.15
Globe Life Insurance $60.00 $60.00 $72.00 $60.00
$72.00
$81.00
$60.00 $60.00 $60.00 $60.00 $72.00
Humana $70.82 $70.82 $103.10
$70.82
$87.51
$103.10 $70.82 $70.82 $70.82 $70.82 $103.10
P L A N K
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-29
140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Bankers Conseco $102.74 $89.50 $129.29 $102.74 $129.29 $89.50
$89.50
$102.74
$89.50 $89.50
$102.74
$129.29
Globe Life Insurance $114.00 $114.00 $137.00 $114.00
$137.00
$154.00
$114.00 $114.00 $114.00 $114.00 $137.00
Humana $155.00 $155.00 $226.75
$155.00
$192.09
$226.75 $155.00 $155.00 $155.00 $155.00 $226.75
Transamerica Financial $108.00 $108.00 $154.00 $126.00 $154.00 $108.00 $108.00 $108.00 $108.00 $154.00
UnitedHealthcare
(AARP Program)
$87.25
$88.75
$87.25 $101.00 $88.75 $101.00 $87.25
$87.25
$88.75
$87.25
$88.75
$87.25
$88.75
$101.00
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N L
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-
29
140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Bankers Conseco $255.94 $222.73 $322.45 $255.94 $322.45 $222.73
$222.73
$255.94
$222.73 $222.73
$255.94
$322.45
Globe Life Insurance $183.00 $183.00 $219.00 $183.00
$219.00
$245.00
$183.00 $183.00 $183.00 $183.00 $219.00
Humana $221.16 $221.16 $323.93
$221.16
$274.28
$323.93 $221.16 $221.16 $221.16 $221.16 $323.93
Transamerica Financial $161.00 $161.00 $228.00 $188.00 $228.00 $161.00 $161.00 $161.00 $161.00 $228.00
UnitedHealthcare
(AARP Program)
$179.75
$182.75
$179.75 $207.75 $182.75 $207.75 $179.75
$179.75
$182.75
$179.75
$182.75
$179.75
$182.75
$207.75
P L A N M
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-
29
140-43 & 147 110 & 115-19 124-27 100-04 & 111-14 144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Bankers Conseco $354.44 $308.38 $446.64 $354.44 $446.64 $308.38
$308.38
$354.44
$308.38 $308.38
$354.44
$446.64
Mutual Of Omaha
$395.08
$417.67
$395.08
$417.67
$526.10 $417.67 $526.10 $395.08 $395.08 $395.08 $395.08
$417.67
$526.10
Transamerica Financial $198.00 $198.00 $281.00 $231.00 $281.00 $198.00 $198.00 $198.00 $198.00 $281.00
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
COMPARISON OF YEAR 2024 COMMUNITY RATED
STANDARDIZED MEDICARE SUPPLEMENT MONTHLY PREMIUMS
(PREMIUMS IN EFFECT AS OF JANUARY 1, 2024)
P L A N N
ALBANY BUFFALO LONG ISLAND MID-HUDSON NYC PROPER ROCHESTER SYRACUSE UTICA WATERTOWN WESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:
120-23 & 128-
29
140-43 & 147 110 & 115-19 124-27 100-04 & 111-14
144-46
130-32 & 137-39
& 148-49
133-35 136 105-109
Bankers Conseco $383.56 $333.75 $483.39 $383.56 $483.39 $333.75
$333.75
$383.56
$333.75 $333.75
$383.56
$483.39
EmblemHealth Plan, Inc.
$212.45
$200.95
$200.46 $220.00 $212.45 $220.00
$200.95
$200.46
$207.68
$207.68
$200.46
$212.45
$200.95
$200.95
$212.45
$200.95
$220.00
$212.45
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$389.62 $389.62
$399.51
$431.27
$389.62
$399.51
$431.27
$389.62 $389.62
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
$471.24 $471.24 $471.24
Globe Life Insurance $251.00 $251.00 $301.00 $251.00
$301.00
$337.00
$251.00 $251.00 $251.00 $251.00 $301.00
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of
WNY)
$230.89 $230.89 $230.89
Highmark Western and
Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$233.49 $233.49
Humana $255.93 $255.93 $375.00
$255.93
$317.48
$375.00 $255.93 $255.93 $255.93 $255.93 $375.00
Transamerica Financial $186.00
$186.00 $264.00 $217.00 $264.00
$186.00
$186.00 $186.00 $186.00 $264.00
UnitedHealthcare
(AARP Program)
$218.50
$219.00
$218.50 $242.75 $219.00 $242.75 $218.50
$218.50
$219.00
$218.50
$219.00
$218.50
$219.00
$242.75
NOTE: If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact
the company or use the Medicare Supplement Rate Look-up Application: https://myportal.dfs.ny.gov/web/guest-applications/medicare-monthly-premiums
