GENERAL LIMITATIONS AND EXCLUSIONS
Unless otherwise shown below, these exclusions apply to the Insured, the Insured’s Traveling Com-
panion, or Family Member scheduled and booked to travel with the Insured.
The following exclusion applies to the Trip Cancellation and Trip Interruption and Medical Ex-
pense: We will not pay for any loss or expense caused due to, arising or resulting from a Pre-Existing
Medical Condition, as defined in the plan.
The following exclusions apply to the Medical Expense benefits.
We will not pay for any loss or expense caused due to, arising or resulting from:
1.routine physical examinations or routine dental care;
2.traveling for the purpose or intent of securing medical treatment or advice;
3.Alcohol or substance abuse or treatment for the same;
4.Normal pregnancy (except Complications of Pregnancy) or childbirth, or elective abortion;
5.a Mental, Nervous or Psychological Condition or Disorder unless Hospitalized or Partially Hospital-
ized while the plan is in effect;
6.the Insured’s participation in Adventure or Extreme Activities, riding or driving in races, or partici-
pation in speed or endurance competition or events, except as a spectator;
7.the Insured’s participation in an organized athletic or sporting competition, contest, or stunt un-
der contract in exchange for an agreed-upon salary or compensation. This does not include athletes
participating in exchange for a scholarship or tuition.
The plan also contains exclusions specific to Baggage & Personal Effects and Baggage Delay.
In addition to any applicable benefit-specific exclusion, the following general exclusions apply to all
losses and all benefits.
We will not pay for any loss or expense caused due to, arising or resulting from:
1.suicide, attempted suicide or any intentionally self-inflicted injury of the Insured, a Traveling Com-
panion, Family Member, or Business Partner booked and scheduled to travel with the Insured, while
sane or insane;
2.being under the influence of drugs or narcotics, unless administered upon the advice of a Physi-
cian as prescribed;
3.activities, losses, or claims involving or resulting from possession, production, processing, sale, or
use of marijuana, illegal drugs,alcohol or substances are excluded from coverage;
4.war or act of war, including invasion, acts of foreign enemies, hostilities between nations (whether
declared or undeclared), or civil war;
5.the commission of or attempt to commit a felony or being engaged in an illegal occupation by the
Insured, a Traveling Companion,Family Member, or Business Partner;
6.directly or indirectly, the actual, alleged or threatened use, discharge, dispersal, seepage, migra-
tion, escape, release or exposureto any hazardous biological, chemical, nuclear radioactive weapon,
device, material, gas, matter or contamination;
7.piloting or learning to pilot or acting as a member of the crew of any aircraft.
Pre-Existing Medical Condition Exclusion Waiver
The Pre-Existing Condition Exclusion will be waived if the protection plan is purchased within 14
days of the date the initial trip payment/deposit is received, and you are medically able and not dis-
abled from travel at the time you pay for the plan, based on assessment of a physician.
PLEASE REFER TO THE PLAN DOCUMENT FOR A COMPLETE DESCRIPTION OF COVERAGE
This advertisement contains highlights of the
plans developed by Travel Insured International, which include travel insurance coverages underwritten
by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al,
and non-insurance Travel Assistance Services provided by C&F Services. The terms of insurance coverages in the plans may vary by jurisdiction and not
all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including
an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or
authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of
your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the
plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other
product or service from your travel retailer.