Jasmine Young
JY000000@ohio.edu
000-000-000
EDUCATION
Ohio University, Athens, OH Anticipated Graduation: May 2022
Bachelor of Science in Chemistry, Pre-medicine GPA: 3.95
OHIO Honors Program
RELEVANT EXPERIENCE
Academic Achievement Center, Ohio University, Athens, OH May 2020 - Present
Peer Tutor, Chemistry Courses
• Tutor 4-6 students per week, guiding students toward a deeper understanding of course material in interactive
one-hour tutoring sessions
• Encourage the development of effective study strategies for chemistry courses and specific course material
• Train for tutoring weekly with a group of peers, focusing on topics such as various learning styles, strategies for
active tutoring, and serving a diverse student population
Ohio University Heritage College of Osteopathic Medicine, Ohio University, Athens, OH June 2020 - August 2020
Research Apprenticeship
• Developed a codebook and inclusion criteria, edited and analyzed data using SPSS, and created part of
PowerPoint and presented results of the Vinton County Cancer Research Project, the goal of which was to learn
about factors that impact cancer rates in Vinton County and the major health concerns of the residents
• Assisted in editing and entering survey into Qualtrics for the Attitudes Surrounding COVID-19 among Amish and
Mennonite Communities in Ohio study
• Researched and wrote part of a manuscript, including sections on Amish background, their healthcare beliefs,
and responses to previous outbreaks
Academic Achievement Center, Ohio University, Athens, OH January 2020 - May 2020
Supplemental Instruction Leader, General Chemistry
• Planned two review sessions per week with 5-40 students in a traditionally difficult course while accommodating
for the needs of the students attending
• Facilitated student-led discussions on review problems to reinforce ideas and concepts from course material
• Corresponded with university faculty and staff on a weekly basis to update them on student outcomes and provide
students with excellent academic resources
Department of Chemistry and Biochemistry, Ohio University, Athens, OH August 2019 - Present
Peer-Led Team-Learning Mentor
• Lead weekly study sessions with 6-12 students that provide opportunities for asking questions and developing
critical thinking skills
• Encourage peer learning and interactive discussions to promote a deeper understanding of material
• Communicate with faculty and teaching assistants to establish a stable learning environment for students in
General Chemistry (August 2019 - April 2020) and Organic Chemistry (August 2020 - Present)
• Create questions for the weekly Organic Chemistry problem packets that go to 50+ students
Ohio University Heritage College of Osteopathic Medicine, Ohio University, Athens, OH July 2019 - November 2019
Research Assistant
• Learned about the background of the Photobook Project, studying whether a Photobook made from the
perspectives of Amish and Mennonite communities could increase cultural competency of medical students
• Developed a codebook for the survey, gained data analysis skills utilizing SPSS, and gained insights into the
process of community-engaged research; project is on hold due to COVID-19
Washington Elementary, Gallipolis, Ohio January 2019 - April 2019
After-School Program Tutor
• Guided 10-20 students in Grades 1-5 in completing assignments and understanding required materials
• Supervised and encouraged creative play during inside and outside activities
LEADERSHIP AND INVOLVEMENT EXPERIENCE
Phi Delta Epsilon, Ohio University Chapter, Athens, OH September 2020 - Present
Member
• Support Stand For The Kids (STFK), raising awareness and funds for Children’s Miracle Network Hospitals
• Interact in lectures from researchers, medical students, and peers in this pre-medical professional fraternity
Experiential Learning Student Advisory Board, Ohio University, Athens, OH February 2020 - Present
Member
• Discuss and identify challenges for students engaging in experiential learning; participate in presentations to learn
more about student involvement opportunities
• Collaborate with peers, faculty, and staff to provide resources, opportunities, and funding for experiential learning
to students and encourage student connections through the OHIOWonderwall project
Pre-Student of Osteopathic Medicine Association, Ohio University, Athens, OH September 2019 - Present
Member
• Volunteer for activities such as blood drive receptions and fundraising for the Healthy Living Initiative
• Interact in medical school, researcher, and volunteer presentations and medical student discussions
American Medical Student Association Pre-med Club, Ohio University, Athens, OH October 2018 - Present
Vice President (April 2019 – April 2020); Member (October 2018 – Present)
• Coordinated with peers and club advisor to develop bi-weekly club meetings and events that consistently provided
30+ members with involvement opportunities such as webinars, guest speakers, networking, and skills workshops
• Promoted the club through the campus involvement fair, in science lectures, tabling, and distributing flyers
• Organized and implemented a semesterly food drive and friendly multi-club drive competition for Cats’ Cupboard
• Volunteer for events such as staffing blood drives, holding food drives, and hosting a Friday Night Life
OHIO Honors Program, Ohio University, Athens, OH August 2018 - Present
Member, Peer Mentor
• Focus on experiential, hands-on learning, while developing real-world problem solving and critical thinking
capabilities through curricular and co-curricular experiences such as the Engagement Lab, where we developed a
project to encourage challenging dialogues on campus
• Mentor a first-year Honors student in the Peer Mentor Program to support them in adjusting to college life and in
fulfilling program requirements
• Volunteered at the resource fair and program welcome to talk with prospective and new students; interviewed
potential honors advisors; helped develop advertising for the program
Green Elementary, Gallipolis, OH August 2018 - May 2020
Volunteer (August 2018 – May 2020), Parent/Teacher Organization Member (August 2019 – May 2020)
• Assisted in organizing holiday parties for a classroom by making treat bags and preparing craft activities
• Volunteered during holiday parties and field days to supervise students, set-up and clean-up for events, and guide
and encourage students during activities
OHIO UNIVERSITY HONORS, AWARDS, AND CERTIFICATIONS
Dean’s List Fall 2018 - Present
The Sophomore Organic Chemistry Award April 2020
• Awarded by the American Chemical Society for excellence in first two years of chemistry courses
Global Harmonization System, Chemical Hygiene, and Hazard Communication Training November 2019
• Necessary training for laboratory teaching assistants in order to maintain a safe laboratory
environment for chemistry students
Collaborative Institutional Training Initiative (CITI) Training Courses
• Completed Community-Engagement Learning November 2019
• Completed courses necessary for Human Subjects Research; regularly renewed July 2019
General Chemistry Award April 2019
• Awarded to two students who excelled in General Chemistry during the 2018-2019 academic year
JOSHUA RICHARDSON
123 Main Street∙ Chillicothe, Ohio 45601 ∙ 555.555.5555 ∙ [email protected]
EDUCATION
Ohio University Expected Graduation, April 2018
Bachelor of Science in Social Work
WORK EXPERIENCE
Iron Workers Local 172 2007-Present
Journeyman, Columbus, Ohio
• Advanced to Foreman position overseeing and coordinating with other skilled trades to maintain jobsite
• timelines for production
• Completed apprenticeship program achieving Journeyman status and welding certifications
• Interacted with municipalities and customers for clear communication
• Implemented and communicated safety procedures to ensure safe working conditions
MILITARY EXPERIENCE
United States Marine Corps 2003-2007
Corporal, Camp Lejeune, North Carolina
• Completed deployments including Humanitarian assistance efforts in Port-au-Prince, Haiti during
Operation Secure Tomorrow, and two tours to Iraq during Operation Iraqi Freedom
• Collaborated with community members to gain intelligence and identify specific needs
• Became a Mortar Team Leader, and then completed Advanced Mortar leader school
United States Marine Corps 2003-2007
Corporal, Recruiter’s Assistant, Chillicothe, Ohio
• Met with potential recruits to promote a military career
• Developed skills to identify and target those with the most potential
• Interacted with school officials such as Guidance counselors, principals, and superintendents
• Planned marketing events in area schools and other local events
VOLUNTEER EXPERIENCE
Ride to Recovery 2016
Volunteer, Chillicothe, Ohio
• Fundraised more than $500 to support programs for wounded veterans
Upward Sports Youth Basketball 2012-Present
Coach, Chillicothe, Ohio
• Coached and mentored up to 10 kids in elementary grades in a recreational basketball league
• Taught fundamental basketball skills in a supportive environment
Pedal to the Point 2012-Present
Participant, Chillicothe, Ohio
• Fundraised over $500 to support Multiple Sclerosis research
• Participated in bicycle race to raise awareness of Multiple Sclerosis
Ross County Christian Academy 2011-Present
Parent Volunteer, Chillicothe, Ohio
• Support fundraising for school programs by seeking donations from local businesses
• Plan and execute events to support the school including a fall carnival and spring yearbook sale
STUDENT NAME
sn555[email protected] • (555) 555-5555
March 27, 2019
Ms. Recruiter Name
College Relations Consultant
Example Airways
5555 Airline Road, Suite 500
City, State 55555
RE: Example Airways Cadet Program
Dear Ms. Name,
Thank you for meeting with me at Ohio University in February 2019. Since meeting with your team, I have
given the Cadet program much consideration. I am excited to inform you that I am still highly interested in
everything the program has to offer and I now meet or exceed the established requirements. I now know that
I am ready to begin my journey to become a captain at Example Airways.
I am currently enrolled in Ohio University’s Aviation Flight program as well as the Aviation Management
program with a cumulative GPA of 3.34. I anticipate graduating with both degrees in December of 2019 and
will continue to build hours as a Certified Flight Instructor at the University’s airport to reach my hourly
requirements for certification.
I am excited for the opportunity to join the Example Airways team, and to represent them at Ohio University
as a cadet. I am also eager to become a member of such a professional team. The impression that your
recruiting team left was one that has stuck with me. Since being honorably discharged from the military after
eight years of service, I have been looking forward to being a part of something so great once more. The
professionalism and comradery that the Republic Airways team displayed was exactly what I have been
looking for.
I take tremendous pride in my professionalism and value how others perceive me as well as my team. I would
be honored to represent and contribute to the Republic Airways team if given the opportunity. You may feel
free to contact me via email to sn555555@ohio.edu or via phone at (555) 555-5555 to set up an interview.
Sincerely,
Student Name
Andrew Romanchik
Independence, OH
(216)-xxx-xxxx ♦ ar555555@ohio.edu
Education Ohio University 9/11-4/16
Major: Health Services Administration
Minor: Business Administration
Athens, OH
Work Experience
Ohio University Culinary Services 6/15-12/15
Baker University Center, Delivery Services Associate Athens, OH
• Assist event manager with delivery services for all Culinary Services related events
• Greet all patrons with a kind and courteous manner
• Set-up all food displays for events which require delivery services
J&J
Excavating 6/10-9/12
Landscaper and Laborer Independence, OH
• Maintained 13 lawns weekly basis
• Learned effective excavating techniques
• Detailed lawn maintenance for aesthetic purposes
Ind
ependence Outdoor Pool 6/10-9/12
Lifeguard Independence, OH
• Supervise patrons while swimming in the pool areas
• Administer First Aid
• CPR/AED certified
• Greet people and maintain a safe and happy environment
Southeast Ohio American Red Cross 1/16-5/16
Client Casework Service Associate (Intern) Athens, OH
• Responsible for contacting post-disaster clients and recording post-assessments survey results
• Schedule appointments for fire alarm installations and administer installations
• Manage a case load of 10-clients per day to administer post-assessment survey
• Serve as blood drive volunteer for all Ohio University blood drives
Leadership Experience
SAAC
Marketing Committee Chair 8/15-4/16
Ohio University Student-Athlete Advisory Committee Independence, OH
• Plan and organize all committee meetings for fall and spring terms
• Coordinate marketing efforts for all SAAC activities
• Ensure all group members are fulfilling their assigned tasks
Extra-Curricular
Ohio University 6/12-3/16
Wrestling Team Athens, OH
• 2011-2012 Season 149lbs. varsity
• 2012-2013 Season 149lbs. varsity
• 2013-2014 Season 157lbs. redshirt season
• 2014-2015 Season 184lbs. varsity NCAA Qualifier
• 2015-2016 Season 184 lbs. varsity NCAA Qualifier
• Hard work, dedication, discipline
Student-Athlete Advisory Committee (S
AAC) 12/14-4/16
Wrestling Team Representative Athens, OH
• Attend monthly meetings regarding departmental and campus wide involvements
• Engage teammates in community service initiatives
• Rep
resent OHIO student-athletes in a positive light on and off campus
LEADERSHIP ACTIVITIES AND MEMBERSHIPS
Sigma Alpha Sigma Mu ΣΑΣΜ | Athens, Ohio April 2015 – Present
Member & Newsletter Committee Chair
! Attend weekly meetings to further develop professionally through guest speakers and networking
opportunities
! Serve as a Newsletter Committee Chair which writes monthly newsletter with information regarding
opportunities in the Department of Sports Administration
! Assist the Ohio University ticketing department with game-day operations for men’s basketball and spring
sports
Student Athlete Advisory Committee | Athens, Ohio January 2013 – Present
Mid American Conference & Women’s Volleyball Team Representative
! Enhance the overall student athlete experience by generating a student athlete voice in athletics department
formulation of policy
! Organize and implement 6+ events and activities per year, including Mental Health Awareness week, the
Catspy’s, and community service initiatives
! Solicit student-athlete responses to proposed conference and NCAA legislation
! Discuss student-athletes’ concerns and suggestions with upper administration of Ohio University Athletics
! Serve on Ohio University’s ICA Mental Health Committee as a student athlete representative
NCAA Student Athlete Leadership Forum | Orlando, Florida April 2015
Mid American Conference Female Representative
! Selected from a student-athlete pool of potential candidates within the MAC
! Gained valuable leadership skills including lessons on emotional intelligence, active listening and
transformation leadership
! Engaged in activities aimed at educating student-athletes about Division I National SAAC
Beta Gamma Sigma | Athens, OH February 2016
Lifetime Membership
! International honor society serving business programs accredited by AACSB International
! Highest recognition a business student anywhere in the world can receive in a business program accredited
by AACSB International
! To be eligible one must be within the upper 10 percent of their junior or senior class
VOLUNTEER EXPERIENCE
Race For A Reason
2
nd
& Seven Foundation
Rufus Reads
American Red Cross
Laurels Nursing Home
HONORS AND AWARDS
Excellence In Sports Leadership | Athens, OH February 2016
Beta Gamma Sigma | Athens, OH January 2016
Bobcats On The Prowl | Athens, OH August 2015
MAC Distinguished Scholar Athlete | Cleveland, OH December 2014, ‘15
MAC Player of the Year | Cleveland, OH November 2013, ‘14
MAC Setter of the Year | Cleveland, OH November 2013, ‘14
AVCA All American Honorable Mention | Lexington, KY December 2013, ‘14
AVCA All Northeast Region Recognition | Lexington, KY December 2013, ’14, ‘15
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Jasmine Dodd
Athens, Ohio • jasmine@ohio.edu • 740.555.5555
OBJECTIVE
To develop students’ critical thinking skills in the STEM disciplines by utilizing discovery-based learning and
inquiry techniques while collaborating with faculty to develop rich cross-curricular connections in order to facilitate
maximum learning.
EDUCATION
Ohio University, Athens, Ohio August 2013
Master of Education; AYA Mathematics, Chemistry, and Physics
Woodrow Wilson Teaching Fellow, GPA: 4.0
Earlham College, Richmond, Indiana May 2012
Bachelor of Arts; Mathematics and Chemistry
College Honors, GPA: 3.48
Earlham College Study Abroad, Fort de France, Martinique May 2012
TEACHING EXPERIENCE
Alexander High School, Albany, Ohio August 2012 – May 2013; August 2015 – Present
Physical Science Teacher August 2015 – Present
• Designed and developed content units based on the Common Core State Standards
• Monitored student learning with daily formative assessment to adjust instruction
• Taught cooperatively with an intervention specialist using parallel teaching, team teaching, and
station
teaching co-teaching models
• Created guided notes with meaningful examples and explorations for all classes
• Utilized personal response devices as a method of formative assessment
• Created and used knowledge surveys which encouraged students to reflect on their own learning,
compared perceptions to performance, and utilized results to alter instruction
• Designed summative assessments and evaluated students providing timely, specific feedback
• Created and implemented computer-based assessments designed with PARCC-style questions
• Communicated with parents through phone calls, emails, and parent-teacher conferences
National Honor Society Advisor August 2015 – Present
• Guided student leaders in the development of school and community wide service projects
• Developed a new application with clearer and more rigorous standards
• Facilitated the selection of members with a team of 5 teachers
Professional Intern August 2012 – May 2013
• Facilitated student learning as the primary instructor for a full academic year
• Created graphical longitudinal models of student performance to demonstrate growth trends
• Organized and provided after school tutoring for students struggling in math or chemistry
• Taught cooperatively using parallel teaching, team teaching, and station teaching techniques
• Collaborated with the staff in the math department to map the current (2012) Algebra II resources to
the Common Core State Standards, found additional supporting materials
2
Trimble High School, Glouster, Ohio July 2013 – May 2015
Mathematics Teacher July 2013 – May 2015
• Planned and taught multiple full-year courses: Integrated Math I, Geometry (2 levels), Algebra II
(3
levels), Financial Algebra, Math for the World Around Us, and Calculus
• Developed course goals, outlines, pacing guides, and materials for Financial Algebra and Math for
the
World Around Us (courses offered for the first time in the district)
• Differentiated assessments for students with IEPs and 504 plans
• Proctored the OGT and the ACT
National Honor Society Advisor July 2013 – May 2015
• Worked with 15 student leaders to implement a school and community clean-up day
• Collaborated with 5 teachers to provide developmental opportunities for student leaders
Girls JV Head Coach and Assistant Girls Varsity Basketball Coach October 2013 – March 2015
• Collaborated with the Varsity Girls Basketball coach to make practices meaningful
• Worked with team members to teach and develop the fundamental skills of basketball
Earlham College Chemistry Department, Richmond, Indiana August 2010 – May 2012
Teaching Assistant August 2010 – May 2012
• Oversaw four Principles of Chemistry and four Equilibrium and Analysis laboratories
• Provided drop-in tutoring assistance in the math and science center
Recitation Course Teacher August – December 2011
• Taught a supplemental course designed to engage students in the development of problem-solving skills
necessary to be successful in Principles of Chemistry
• Provided an interactive learning environment for students to reinforce ideas and concepts
Heart of the City Children’s Defense Fund Freedom School, Columbus, Ohio Summers 2011 and 2013
Servant Leader Intern
• Attended seminars on children’s developmental needs, leadership development, social action, and the
historical involvement of young people in the civil rights movement
• Facilitated an integrated literacy curriculum centered around making a difference in one’s own life,
family, community, country, and world for at risk 4
th
-6th grade students
AWARDS AND HONORS
Woodrow Wilson Teaching Fellowship, Ohio University 2012 - 2016
ETS Recognition of Excellence, Mathematics 2012
Florence Long Mathematics Award, Earlham College 2012
Scholar Athlete, Earlham College 2009 - 2010
ADDITIONAL EXPERIENCE
Earlham College Chemistry Department, Richmond, Indiana June 2010 – May 2011
Research Intern
• Developed presumptive tests for law enforcement officials to identify a new synthetic cannabinoid
Varsity Basketball, Earlham College, Richmond, Indiana August 2008 – May 2010
Student Athlete, Student Athlete Advisory Council
• Designed programs encouraging social responsibility
• Promoted communication between student athletes and athletic administration
KAYLA SCOTT
Email: ks5555@ohio.edu
Phone: (555) 555-5555
PERMANENT ADDRESS
CAMPUS ADRESS
Number Street
Athens, Ohio 55555
Number Road
Carroll, Ohio 55555
EDUCATION
Ohio University, Patton College of Education, Athens, Ohio
Bachelor of Science in Education
Major: Adolescent to Young Adult Integrated Language Arts Minor: English
Cumulative GPA: 3.66/ 4.0 Anticipated Graduation Date: April 30, 2016
HIGHER EDUCATION WORK EXPERIENCE
Bobcat Student Orientation Program, Ohio University, Athens, Ohio
Position: Orientation Leader, January-June 2014
Position: College Representative Orientation Leader, January-June 2015
Collaborated with other orientation staff, university administrators, and faculty advisors to serve and
prepare approximately 4,000 incoming freshmen, transfer students, and multicultural students for their
transition experience at Ohio University by registering them with a complete and appropriate schedule
and acquainting them with campus life information
Directed the parents of incoming freshmen, transfer students, and multicultural students who are
transitioning to Ohio University by assuring that their child is well acquainted with campus life and
their future educational experience
Represented one of Ohio University’s “best and brightest” students with a knowledgeable, friendly,
and accommodating attitude expected of an Orientation Leader and Patton College of Education
Representative
Worked closely with Ohio University and Patton College of Education faculty, addressed and solved
issues throughout each orientation day, and mentored newer Orientation Leaders as a College
Representative
Facilitated small group orientation sessions focusing on course registration, degree requirements,
campus life, and academic and social resources
Attended and participated in the Regional NODA Conference with other Bobcat Student Orientation
Leaders, graduate assistants, and administrative staff, March 13-15, 2015
COLLEGE INVOLVEMENT
NCAA Division I Women’s Cross-Country, Indoor, and Outdoor Track & Field
Captain: May 2014-Present, Team Member: August 2012-Present
Rigorously compete and train up to 25 hours per week for three different seasons
Lead and set both an athletic and academic example for approximately 50+ team members both in and
out of season as team captain
Manage time while balancing competition travel and school work
ATHLETIC AWARDS
Recipient of the Distinguished Scholar Athlete Award, 2014-15 school year
Recipient of the Academic All Mid-American Conference Award, Fall 2014, Spring 2014
Recipient of the Women’s Cross-Country Most Valuable Player Award, Fall 2014
Recipient of the Women’s Track & Field Most Valuable Freshman of the Year Award, Spring 2013
Recipient of the Women’s Cross-Country Most Valuable Freshman of the Year Award, Fall 2012
Athletes in Action
Positions: Bible Study Leader, Head Disciple of the Women’s Cross-Country/Track Team, Program
Emcee, Fall 2012-Present
Utilize administrative, event planning and public speaking skills
Use sports as a platform to help college students answer questions of faith and improve leadership
skills
Puerto Rico Mission Trip, March 2015: Served on 4 different college campuses in Puerto Rico with
other Ohio University athletes and members of Athletes in Action
Student-Athlete Advisory Committee
Positions: Member (Fall 2012-Present), Treasurer (2013-14), Vice-President (2014-15)
Provide input on the rules, regulations, and policies that affect student-athletes' lives on campus and
the overall student-athlete experience
Actively participate in the administrative process of athletics programs in the Mid-American
Conference and NCAA
Build a sense of community within the athletics program involving all athletics teams
Promote a positive student-athlete image
Encourage communication between athletic administration and student-athletes
WOUB News, Athens, Ohio
Position: Volunteer Radio Broadcaster, January-May 2013
Applied public speaking and presentation skills during live radio broadcasts across various counties
in both Ohio and West Virginia
Radio broadcasted weekly local, city, and national news to the Athens community
Worked closely with faculty and students in the prestigious E.W. Scripps School of Journalism
Alpha Lambda Delta Honors Fraternity
Position: Member, May 2013-Present
Encourage and participate in superior academic achievement
Promote intelligent living and a continued high standard of learning
Volunteer in many on and off campus projects including charity drives, homeless shelters, and
participating in pen pal writing with elementary, middle, and high school students
EMPLOYMENT
Franklin County Board of Developmental Disabilities, Columbus, Ohio
Position: Care provider for a 13-year-old young man with Autism, May 2013-August 2015
Provided care for him up to six hours a day, for five days a week during the summer months
Maintained and followed a precise schedule and behavior plan designed for his daily needs
Tutored and developed his reading, writing, mathematical, and social skills
104.9 The River Radio Station, Columbus, Ohio
Position: Marketing and Promotions Intern, May-August 2013
Presented and managed many of The River’s outside events that best markets and promotes the promise
of an uplifting and kid safe radio station
KARL CREIGHTON
123 Main Street, Canal Winchester, OH 43110
karl.creighton@email.com
(614) 123-4567
__________________________________________________________________________________________________
RELEVANT EXPERIENCE
Capital Therapy Services, Canal Winchester, OH August 2016 – Present
Accounts Receivable Specialist
Perform weekly AR reporting/reconciliation for speech and occupational therapy practice
Communicate with owner regarding billing irregularities, customer trends, and areas of concern
Analyze and identify trends to assist collection improvement and enhance the customer experience
Balance payments received with appropriate accounts in Therabill
Understand pricing agreements and apply to customers’ accounts
Utilize various reports to target aged balances for collection
Collect outstanding balances from patients, insurance companies, and government agencies
Evaluate denials and partial payments to determine if further reimbursement is valid
Identify and request adjustments to customer accounts as necessary
JPMorgan Chase, Columbus, OH March 2011 – March 2016
Credit Approval Officer, AVP
Promptly reviewed business loan requests submitted by Relationship Managers (RM), evaluated trends and potential risks to
credit repayment, and identified mitigating factors and/or additional information needs t o offset these trends and risks
Collaborated with loan center staff to ensure consistent adherence to regulatory obligations and bank processes
Interacted with the RM to identify and quantify repayment sources
Clearly communicated progress and needs in a timely and precise manner throughout the underwriting process
Proactively developed alternative structures with a goal of growing loan portfolio while maintaining asse t quality
Independently decisioned requests within individual loan authority of $1.5 million or with the concurrence of the Credit
Delivery Manager in cases where credit exposure exceeded individual loan authority
Constructed supporting decision analysis, utilized loan grading tools, and determined documentation requirements
Peoples Bank, National Association, Lancaster, OH February 2005 – February 2011
Junior Lender/Credit Analyst
Examined loan packages and calculated cash flow and collateral coverage of prospective C&I or real estate credits
Provided customer-centered service in a timely manner to resolve questions and concerns
Monitored existing credits for early identification of potential repayment risk
Evaluated credit-worthiness to balance potential profit against risk
Successfully administered and audited $10 million floor plan
Reviewed loan documents for accuracy to efficiently minimize exceptions
Assisted commercial lender with loan presentations for individuals and commercial entities
Performed the pre-closing, closing, and post-closing procedures for commercial loans in professional manner
Proactively communicated, by phone or in person, past due customers to bring their loans current
Inspected construction projects to ensure loans were balanced with work completed for project soundness
Researched, prepared, and maintained reports/projects as directed
__________________________________________________________________________________________________
EDUCATION
Master of Business Administration, Franklin University, Columbus, OH, July 2012, Graduated with Honors
Bachelor of Business Administration in Finance, Ohio University, Athens, OH, June 2004, Graduated Cum Laude
KARL CREIGHTON
123 Main Street, Canal Winchester, OH 43110
karl.creighton@email.com
(614) 123-4567
__________________________________________________________________________________________________
October 1, 2016
Company A
1 Front Street, Suite 1
Columbus, OH 43215
Dear Ms. McCarthy:
I am applying for the Client Manager position with Company A listed on your website and also on LinkedIn. I am excited
about Company A’s legacy of building strong relationships with clients and also the company’s history of successful
financial investments. The fact that Company A has chosen Columbus as its headquarters for America appeals to me as I
am a central Ohio native and lifelong resident. I am fascinated by the opportunity to utilize my credit skills and expand
them with a growing international company in an exciting new industry in my hometown. I am confident that my
customer service and investment experience in the financial industry will be an asset to the Client Manager role.
In over 10 years of banking experience, first as a Credit Analyst at Peoples Bank and then as a Credit Approval Officer at
Chase Bank, I became very familiar with analyzing financial statements and the prudent underwriting of business credit.
My underwriting experience covers a wide range of the economy, including but not limited to, healthcare and other
professional firms, wholesalers, manufacturers, contractors, commercial real estate, and start-ups. I partnered with
Chase’s Relationship Managers to grow the commercial loan portfolio profitably by limiting exposure to acceptable risks
in accordance with bank policy, government regulations, and market conditions.
Making clients’ goals and dreams a reality is what drives the work I do. During my time with Peoples Bank, I worked
with a local heavy equipment deal to help them finance a $10 million floor plan facility in the Columbus area. I handled
everything from the request to finance, to disbursing funds, to perfecting the bank’s collateral position. Information on
any of the nearly 300 floor plan items was readily available to the bank’s internal and external auditors. The business
owners were thrilled with the project—they achieved the facility they needed within their budget and ahead of their
timeline.
Achieving business goals is also a priority for me—I know the impact my individual performance has on the team. While
at Chase, I consistently placed in the top half of approval officers from 2012-2014 and rose to the top third after 2014. I
regularly exceeded my annual with over $200 million of underwritten credit in the past year.
I left Chase in March of this year to become a stay-at-home parent for a short period of time to assist my family’s needs. I
recently began part-time work as an accounts receivable specialist for a local speech and occupational therapy practice to
keep my customer service and financial management skills sharp during my time away from full-time employment. My
wife is now interested in staying home with our daughter while I return to the workforce. I am also eager to return to the
corporate workforce and this opportunity with Company A is the prime opportunity for me to use my skills to help
support a company and its clients.
Thank you for your time and consideration. If you have any questions, feel free to contact me at 614-123-4567 or
karl.creighton@email. I look forward to speaking with you soon.
Sincerely,
Karl Creighton
